MORTGAGE STRATEGY GUIDE
especially for

Terry & Jennifer Hunt

Compare the four financing strategies below. Click a strategy card to select it, then use Explore Strategy to see the payment and transaction details.

Jim Smith
Loan Officer · NMLS #149255
(970) 216-9511 · jsmith@ulhomeloans.com
PROPERTY
MODE
PROPERTY BEING CONSIDERED
2275 S Ogden St · Denver, Colorado 80210
Single-family home · Purchase price $700,000 · 2025 property taxes $3,734/year · No HOA shown
CURRENT PRICE
$700,000
Seller credit: $10,000
YOUR MORTGAGE STRATEGIES

Choose a strategy to explore

PLAY WITH YOUR OPTIONS

What if we negotiate the price or change the financing?

Try a different offer price, down payment, or seller credit and see the estimated effect. If a preapproval ceiling is entered by Jim, the tool will keep the borrower inside that approval.

Home price
$600k$800k
Down payment
5%30%
Seller credit
$0$25k
WHAT-IF ESTIMATE
Total cash to close
Loan amount
Mortgage insurance
Approval room
You've reached your current approval limit.
PAY IT OFF EARLIER

What would it take to own your home sooner?

The results are shown first. Adjust the controls underneath and watch the payoff change instantly.

Original payoff
New payoff
Time saved
Interest saved
Original lifetime interest
With your payoff plan
Extra principal each month
One-time lump sum
Annual lump sum
QUESTIONS OR FEEDBACK

Tell Jim what you’re thinking

Choose a quick prompt or write a note. This static guide will open your email app with your selected strategy and message ready to send.

This opens your email app; it does not submit information automatically.